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Carriers and Products

The Life Insurance Center works with the best of the best when it comes to products and carriers. When there are highly rated, good companies that offer competitive rates, there’s just no reason to do business with anyone else.

PRODUCTS

The Life Insurance Center focuses on Term Life Insurance. The sales that result include:
  • Fully Underwritten Term Life and Term UL Insurance
  • Simplified / Rapid Issue Term Life Insurance
  • Return of Premium Term Life Insurance
  • Death-Benefit Guarantee Universal Life Insurance
NEW! The Life Insurance Center has added additional products to our platform.
  • Annuities
  • Critical Illness
  • Final Expense
  • Long-Term Care
  • Single Premium Whole Life / Wealth Transfer

To find out more about these NEW products, contact Business Development at 800.286.7842 x4 or info@insureNOWdirect.com.

Life Insurance Carriers
Annuity Carriers
Critical Illness
Final Expense Carriers
Long-Term Care Carriers
SPWL / Wealth Transfer / Life & LTC Hybrid

LIFE INSURANCE CARRIERS

Global Atlantic

  • A.M. Best rated A (Excellent)*
  • Over 300 years of claims paying tradition beginning in the U.K.
  • More than $47 Billion in Assets
  • Competitive rates
  • Good products
Global Atlantic
   

American General

  • A.M. Best rated A (Excellent)*
  • Over 160 years of claims paying tradition
  • More than $63 Billion in Assets
  • Competitive rates, good add on products and traditionally strong processing time
  • Good products to convert to and compliment a client’s term life purchase
American General
   

American National Insurance Company (ANICO)

  • A.M. Best rated A (Excellent)*
  • Over 105 years of claims paying tradition
  • $201 Billion in Total Assets
  • Accelerated benefit riders
  • Conversion credit
American National Insurance Company
   

Assurity Life Insurance Company

  • A.M. Best rated A- (Excellent)*
  • Over 120 years of claims paying tradition
  • More than $2 Billion in Assets
  • Competitive rates
  • Good products
Assurity Life Insurance Company
   

AXA

  • A.M. Best rated A+ (Superior)
  • Over 150 years of claims paying tradition
  • More than $600 Billion in Assets
  • Fresh products, riders and underwriting practices
  • Competitive rates, special expertise in high profile and international client underwriting
  • Exceptional Advanced Markets support
AXA
   

Banner Life

  • A.M. Best rated A+ (Superior)*
  • Over 60 years of claims paying tradition
  • More than $6 Billion in Assets
  • Subsidiary of Legal & General Group Plc
  • Competitive rates
  • Good products
Banner Life
   

Fidelity Life Association Company

  • A.M. Best rated A- (Excellent)*
  • Over 100 years of claims paying tradition
  • More than $481 Million in Assets
  • Competitive rates issued quickly
  • Fully underwritten / Rapid issue (<2 days)
Fidelity Life Association Company
   

Genworth Life Insurance Company and Genworth Life Insurance Company of New York

  • A.M. Best rated A (Excellent)*
  • Over 140 years of claims paying tradition
  • More than $100 Billion in Assets
  • Competitive rates for death-benefit guarantees up to $5 Million
  • Simplified, fast, cost-efficient service solutions that provide you a competitive advantage and help you profitably grow your business
Genworth Life Insurance Company and Genworth Life Insurance Company of New York
   
Voya
  • A.M. Best rated A (Excellent)*
  • Over 80 years of claims paying tradition
  • More than $22 Billion in Assets
  • Competitive rates
  • Good complimentary products
Voya Financial
   
John Hancock
  • A.M. Best rated A+ (Superior)*
  • Delivers on its promises with over $2.3 billion in claims paid annually
  • Has financial strength ratings that are among the highest in the industry
  • Offers a wide range of products
John Hancock
   

Lincoln National Life Insurance Company

  • A.M. Best rated A+ (Superior)*
  • Over 100 years of claims paying tradition
  • More than $153 Billion in Assets
  • Competitive rates, especially with high face amounts
Lincoln National Life Insurance Company
   

MetLife

  • A.M. Best rated A+ (Superior)*
  • Over 140 years of claims paying tradition
  • Over $500 Billion in Assets
  • Competitive rates
  • Good complimentary products
MetLife
   

Mutual of Omaha

  • A.M. Best rated A+ (Superior)*
  • Over 100 years of claims paying tradition
  • $313 Billion in Consolidated Total Assets
  • Processing technology friendly
  • High brand recognition
Mutual of Omaha
   

Principal Financial Group

  • A.M. Best rated A‐ (Excellent)*
  • Over 130 years of claims paying tradition
  • More than $318 Billion in Assets Under Management
  • Competitive in the higher face and older marketplace
  • Good products to convert to and compliment a client’s term life purchase
Principal Financial Group
   

Protective Life

  • A.M. Best rated A+ (Superior)*
  • Over 100 years of claims paying tradition
  • $54 Billion in Assets
  • Competitive with impaired risk cases
  • Good products
Protective Life
   

Symetra

  • A.M. Best rated A (Excellent)*
  • Over 55 years of claims paying tradition
  • More than $27 Billion in Assets
  • Competitive in the higher face and older marketplace
  • Good products to convert to and compliment a client’s term life purchase
Symetra
   

Transamerica Life Insurance Company

  • A.M. Best rated A+ (Superior)*
  • Over 100 years of claims paying tradition
  • More than $101 Billion in Assets
  • Competitive in the higher face and older marketplace
  • Good products to convert to and compliment a client’s term life purchase
Transamerica Life Insurance Company
   

Vantis Life Insurance Company

  • A.M. Best rated A- (Excellent)*
  • Over 70 years of claims paying tradition
  • More than $900 Million in Assets
  • Competitive rates
  • Products include simplified term, guaranteed life, single premium life and fully underwritten term
Vantis Life Insurance Company
   

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ANNUITY CARRIERS

Allianz Life Insurance Company of North America or New York

  • A.M. Best rated A (Excellent)*
  • Over 30 years of service
  • More than $66 Million in Assets
  • Fixed annuities, SPIAS
   

American General

  • A.M. Best rated A (Excellent)*
  • Over 160 years of claims paying tradition
  • More than $63 Billion in Assets
  • Competitive rates, good add on products and traditionally strong processing time
  • Good products to convert to and compliment a client’s term life purchase
American General
   

Global Atlantic

  • A.M. Best rated A (Excellent)*
  • Over 300 years of claims paying tradition beginning in the U.K.
  • More than $47 Billion in Assets
  • Competitive rates
  • Good products
Global Atlantic
   

Genworth Life Insurance Company and Genworth Life Insurance Company of New York

  • A.M. Best rated A (Excellent)*
  • Over 140 years of claims paying tradition
  • More than $100 Billion in Assets
  • Competitive rates for death-benefit guarantees up to $5 Million
  • Simplified, fast, cost-efficient service solutions that provide you a competitive advantage and help you profitably grow your business
Genworth Life Insurance Company and Genworth Life Insurance Company of New York
   
Voya Financial
  • A.M. Best rated A (Excellent)*
  • Over 80 years of claims paying tradition
  • More than $22 Billion in Assets
  • Competitive rates
  • Good complimentary products
Voya Financial
   
Integrity Life Insurance Company and National Integrity Life Insurance Company
  • A.M. Best rated A++ (Superior)*
  • Over 45 years of service
  • More than $4.6 Million in Assets
  • Fixed annuities, SPIAS
   

Lincoln National Life Insurance Company

  • A.M. Best rated A+ (Superior)*
  • Over 100 years of claims paying tradition
  • More than $153 Billion in Assets
  • Competitive rates, especially with high face amounts
Lincoln National Life Insurance Company
   
North American Company Life & Health and North American Company Life & Health of NY
  • A.M. Best rated A+ (Superior)*
  • Over 125 years of service
  • More than $13 Billion in Total Assets
  • Fixed annuities, SPIAs
  • Competitive fixed annuity rates
   

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CRITICAL ILLNESS CARRIER

Assurity Life Insurance Company

  • A.M. Best rated A- (Excellent)*
  • Over 120 years of claims paying tradition
  • More than $2 Billion in Assets
  • Competitive rates
  • Good products
Assurity Life Insurance Company
   

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FINAL EXPENSE CARRIER

Assurity Life Insurance Company

  • A.M. Best rated A- (Excellent)*
  • Over 120 years of claims paying tradition
  • More than $2 Billion in Assets
  • Competitive rates
  • Good products
Assurity Life Insurance Company
   

Mutual of Omaha

  • A.M. Best rated A+ (Superior)*
  • Over 100 years of claims paying tradition
  • $313 Billion in Consolidated Total Assets
  • Processing technology friendly
  • High brand recognition
Mutual of Omaha
   

Transamerica Life Insurance Company

  • A.M. Best rated A+ (Superior)*
  • Over 100 years of claims paying tradition
  • More than $101 Billion in Assets
  • Competitive in the higher face and older marketplace
  • Good products to convert to and compliment a client’s term life purchase
Transamerica Life Insurance Company
   

Vantis Life Insurance Company

  • A.M. Best rated A- (Excellent)*
  • Over 70 years of claims paying tradition
  • More than $900 Million in Assets
  • Competitive rates
  • Products include simplified term, guaranteed life, single premium life and fully underwritten term
Vantis Life Insurance Company
   

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LONG-TERM CARE CARRIERS

Genworth Life Insurance Company and Genworth Life Insurance Company of New York

  • A.M. Best rated A (Excellent)*
  • Over 140 years of claims paying tradition
  • More than $100 Billion in Assets
  • Competitive rates for death-benefit guarantees up to $5 Million
  • Simplified, fast, cost-efficient service solutions that provide you a competitive advantage and help you profitably grow your business
Genworth Life Insurance Company and Genworth Life Insurance Company of New York
   

John Hancock Life Insurance Company & John Hancock Life Insurance Company of New York

  • A.M. Best rated A+ (Superior)*
  • Over 120 years of claims paying tradition
  • More than $186 Billion in Assets
  • A financial unit of Manulife Financial Corporation
  • Diversified products
John Hancock Life Insurance Company & John Hancock Life Insurance Company of New York
   

Prudential Financial

  • A.M. Best rated A+ (Superior)*
  • Over 135 years of claims paying tradition
  • More than $901 Billion in Assets
  • Diversified products
Prudential Financial
   

Transamerica Life Insurance Company

  • A.M. Best rated A+ (Superior)*
  • Over 100 years of claims paying tradition
  • More than $101 Billion in Assets
  • Competitive in the higher face and older marketplace
  • Good products to convert to and compliment a client’s term life purchase
Transamerica Life Insurance Company
   

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SINGLE PREMIUM WHOLE LIFE / WEALTH TRANSFER / LIFE & LTC HYBRID PRODUCTS

Assurity Life Insurance Company

  • A.M. Best rated A- (Excellent)*
  • Over 120 years of claims paying tradition
  • More than $2 Billion in Assets
  • Competitive rates
  • Good products
Assurity Life Insurance Company
   

Gerber Life Insurance Company

  • A.M. Best rated A (Excellent)*
  • Coming upon 50 years of claims paying tradition
  • More than $2 Billion in Total Assets
  • Juvenile Grow‐Up Plan
  • Simplified Issue/li>
   

Lincoln National Life Insurance Company

  • A.M. Best rated A+ (Superior)*
  • Over 100 years of claims paying tradition
  • More than $153 Billion in Assets
  • Competitive rates, especially with high face amounts
Lincoln National Life Insurance Company
   

Coming to the platform soon…

American General Inheritance Life

  • A.M. Best rated A (Excellent)*
  • Over 160 years of claims paying tradition
  • More than $63 Billion in Assets
  • Competitive rates, good add on products and traditionally strong processing time
  • Good products to convert to and compliment a client’s term life purchase
American General
   

Great West Life and Annuity Insurance Company

  • A.M. Best rated A+ (Superior)*
  • Over 120 years of claims paying tradition
  • More than $172 Billion in Assets
  • Simplified issue products
   

Mass Mutual (Whole Life)

  • A.M. Best rated A++ (Superior)*
  • Over 160 years of claims paying tradition
  • $639 Billion in Assets Under Management
  • Strong, traditional Whole Life products
  • The industry’s best 10-pay contract
   

Vantis Life Insurance Company

  • A.M. Best rated A- (Excellent)*
  • Over 70 years of claims paying tradition
  • More than $900 Million in Assets
  • Competitive rates
  • Products include simplified term, guaranteed life, single premium life and fully underwritten term
Vantis Life Insurance Company
   

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* This rating represents the opinion of A.M. Best of the insurers’ financial strength and ability to meet ongoing obligations to policyholders and is not an implied warranty of the companies’ ability to meet their financial obligations. There are 15 rating classes. Ratings are current as of 2014.


 
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