Website Privacy and Security Statement
InsureNOW Direct is committed to protecting the privacy of its customers and others who visit our website or
send us an email. This Privacy and Security Statement outlines how we collect and use information.
It also tells you what to do if you do not want your personal information collected when visiting
our site or when sending us email.
Personal Information and Privacy
For each visitor to our website, our web server automatically recognizes only the customer's domain
name, but not the e-mail address (where possible).
We collect the e-mail addresses of those who communicate with us via e-mail; aggregate information on
what pages customers access or visit; user-specific information on what pages customers access or visit;
information volunteered by the customer such as survey information and/or site registrations, name and
address, telephone number; and customer-specific identifiers such as ID, TIN, etc.
The information we collect is used to customize the content and/or layout of our page for each individual
visitor. It is also used to notify customers about updates to our website, and is shared only with agents
or contractors to assist in providing support for our internal operations. The information is disclosed
when we are legally required to do so at the request of governmental authorities conducting an investigation
to verify or enforce compliance with the policies governing our website and applicable laws, or to protect
against misuse or unauthorized use of our website. The information also may be provided to a successor entity
in connection with a corporate merger, consolidation, sale of assets, or other corporate change respecting the website.
Upon request, we provide site visitors with access to 1) financial information (e.g., provider claims payment status)
that we maintain about them, 2) transaction information (e.g., dates on which claims are submitted or paid) that
we maintain about them, and 3) contact information (e.g., name, address, phone number) that we maintain about them.
Customers can access this information and can have this information corrected by calling us at the telephone number below.
Cookies are fragments of text sent by a server to a web browser and then returned unchanged by the browser each time
it accesses that server. Cookies are used for authenticating, tracking, and maintaining specific information about users,
Ad Server Companies
We do not partner with or have special relationships with any ad server companies.
This website contains links to other sites that may be helpful to our members. InsureNOW Direct provides these links for your convenience
and is not responsible for the accuracy or completeness of these external sites. InsureNOW Direct is not responsible for the content or
privacy practices of external sites and encourages you to review the privacy policies of those sites before you use them.
By using our site, you consent to the collection, use, and storage of your personal and non-personal information as described in
this policy. We may amend this policy from time to time; if we do, we will post those changes on this page so that you are always
aware of what information we collect and how we intend to use it.
Minors and the Children's Online Privacy Protection Act
Except as expressly stated upon initial access to a specific InsureNOW Direct website or section of such site, our site(s) does not direct
content to Minors and does not intend to collect personal information from Minors and therefore is not subject to the Children?s
Online Privacy Protection Act.
If you allow your minor child or a child for whom you are legal guardian (a "Minor"), to access and use our site(s), you agree that
you will be solely responsible for: (i) the online conduct of such Minor; (ii) monitoring such Minor's access to and use of our
site(s) and (iii) the consequences of any use.
Changes and Applicable Law
InsureNOW Direct reserves the right to make changes to our site(s) and this Privacy and Security Statement at any time, for any reason or for
no reason, and with or without notice. InsureNOW Direct encourages you to review the website and these terms periodically for any updates or
changes. We will post the date that the policy has been updated so you will know when it has been changed. Your continued access or
use of our site(s) and shall be deemed your acceptance of this Privacy and Security Statement and any changes and the reasonableness
of these standards for notice of changes. Please review our Terms and Conditions of Use section for more information on this and
How to Contact Us
You can reach us by telephone at 973.461.2100. Our mailing address is:
105 Eisenhower Parkway, 4th Floor
Roseland, NJ 07068
If you feel that this site is not following these Terms and Conditions of Use, please contact us at the above addresses or telephone number.
Effective June 30, 2009, revised - July 28, 2009 InsureNOW Direct